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Frictionless card acquiring for digital businesses

Everything you need to accept payments and scale – without delays or extra setup.
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Payment analytics dashboard showing total payments, gross volume, approval rates, and bar chart trends.

Acquiring that powers every stage of your growth

Launch fast

Get to market in days, not months:
  • Built into the orchestration layer – just switch it on
  • Fast onboarding and compliance – go live in as little as 1 day
  • Start accepting payments immediately in global markets
     
Timeline of onboarding events mapped to a September calendar with steps and time.

Convert more

Turn more authorizations into revenue by design.
  • Dedicated team optimizing issuer approvals and routing
  • ISO messaging and advanced card tech for better conversion
  • Retries, SCA exemptions, and dynamic 3DS – all built in to reduce friction
Payments analytics chart with approval metric, bar data, and approval rate in overlay.

Manage finances better

Take full control of your cash flow and settlements.
  • Multi-currency settlement to reduce FX losses and improve margin
  • Real-time finance insights with transparent, export-ready reporting
  • Faster payouts with full visibility into balances, flows, and timing
Monthly financial reports list with provider, legal entity, upload date, and download action.

Built on the latest card acquiring standards

Payment card for Michael Clark with Visa, masked card number, and green Pay button.

Network tokenization

Scheme-managed tokens that stay fresh and secure, reducing declines and supporting issuer-side validation.

Updated cards section listing payment card types and update confirmation for each row.

Account updater

Automatically refreshes expired or replaced cards to reduce failed charges and recurring payment drop-offs.

User flow for credit card payments with verification steps for Visa and Amex cards.

Adaptive 3DS

Applies friction only when needed with built-in exemptions and support for biometric authentication.

Dashboard with a data health bar and a list of data attributes with completeness scores.

Level 2/3 data support

Send enriched purchase data to improve approval rates and lower interchange costs for your industry.

Payment option selection and pay button for fast payments with Visa or Mastercard.

Click to Pay

Faster, passwordless checkout for returning users – no credentials or manual card entry needed.

Integrate the way you want

From hosted payment pages to full API control. Go live the way that works for your team.

Online checkout displaying card, PayPal, Apple Pay, and input for cardholder details.

Payment Link

A fully hosted, PCI-compliant checkout – no code required. Send ready-to-pay links via email, chat, or social channels, or embed them in your user flow. Ideal for quick launches, new products, and testing without development effort.

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Three mobile checkout screens with card input forms and green “Pay” buttons.

Payment Form

Embed a customizable payment form into your site with full control over UX and branding. No redirect. Just seamless checkout, styled your way.

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Host-to-host integration

Full server-to-server integration for maximum control. Ideal for building custom payment logic and managing the full flow in-house.

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Logos of e-commerce platforms and Solidgate the logo in the center.

E-commerce platforms

Prebuilt plugins for Shopify, WooCommerce, and other major platforms. Go live fast with native integrations, no development time required.

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Infrastructure you don’t have to think about

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99.99% uptime SLA

Guaranteed availability across all supported regions – even during peak traffic and high load.

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Multi-region infrastructure

Low-latency performance and automatic failover supported by an active-active global architecture.

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Secure by design

Enterprise-grade infrastructure with tokenization, encryption, and full PCI DSS 4.0 compliance.

Accept more payments globally

Start today with pricing that scales with you – no lock-ins, no setup fees, no surprises.

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Frequently asked questions

They’re closely related: merchant acquiring is the formal banking service that enables merchants to accept cards, while 
card acquiring
often refers to the technical and orchestration layer. With Solidgate, you get both – a regulated merchant acquiring setup plus a modern stack to improve authorization rates, routing, and reporting.

We use multiple tools to increase conversions:
  • Smart routing to different acquirers/PSPs based on issuer performance
  • Retries and cascading when a transaction initially fails
  • SCA exemptions and adaptive 3DS to reduce friction
  • Scheme features like network tokenization and account updater to keep credentials valid

Yes. We integrate directly with Visa Token Service (VTS), Mastercard Digital Enablement Service (MDES), and Account Updater. This automatically refreshes expired or reissued cards, reducing declines and keeping recurring payments uninterrupted.

Yes. Our platform supports multi-acquirer setups. You can
route transactions
dynamically by geography, card type, or performance data. This eliminates lock-in, provides redundancy, and maximizes approval rates.

We provide multi-currency settlement with transparent reconciliation. Finance teams can access real-time reporting, export-ready data, and visibility into balances, flows, and FX losses. This helps reduce reconciliation overhead and improve margin.

We are fully compliant with:
  • PCI DSS v4.0 (card data security)
  • PSD2 / SCA in the EU
  • ISO 27001:2022 for information security
  • GDPR for data handling
All cardholder data is tokenized and encrypted to minimize PCI burden for merchants.

Yes. We support enhanced data (Level 2/3), which helps improve approval rates for B2B transactions and can also reduce interchange costs in eligible industries.

You can integrate in multiple ways depending on your resources:

Yes. Our acquiring infrastructure is designed with active-active global architecture, automatic failover, and a 99.99% uptime SLA. This ensures consistent performance during peak traffic and high transaction volumes.

Unlike traditional acquirers or PSP-locked setups, our card acquiring services for digital businesses are built to give you both speed and control:
  • Faster time to market – onboard and go live in as little as 1 day with no heavy integrations.
  • Higher approval rates – we optimize issuer approvals with smart routing, retries, adaptive 3DS, and scheme tools like network tokenization and account updater.
  • No lock-in – you can connect multiple acquirers or PSPs, migrate, and route transactions dynamically without being tied to one provider.
  • Financial transparency – real-time reconciliation, multi-currency settlements, and export-ready reporting to reduce FX losses and simplify cash management.
  • Enterprise-grade reliability – 99.99% uptime SLA, global multi-region infrastructure, and full PCI DSS v4.0 compliance.