What is IBAN - Solidgate
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IBAN

 

International Bank Account Number (IBAN) is a standardized alphanumeric code used internationally to uniquely identify individual bank accounts. Developed to facilitate efficient and accurate cross-border transactions, IBANs consist of a country code, two check digits, and a Basic Bank Account Number (BBAN). The BBAN further includes a bank code and the customer’s account number.

IBANs streamline the processing of international payments, ensuring that funds are directed to the correct recipient’s account. The structure of IBANs varies by country, reflecting local banking conventions. As a critical element in electronic fund transfers, IBANs enhance the accuracy and reliability of cross-border transactions, minimizing errors and facilitating automated processing.

Financial institutions and businesses engaging in international transactions adhere to the IBAN standard to promote interoperability and efficiency in the global banking system.

 

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