Solidgate logo

How to be PSD2 compliant? A no-nonsense guide for merchants

Guide main image
Discover how PSD2 strong customer authentication strengthens online payments, reduces fraud, and builds trust. Guidance for businesses, fintechs, and payment providers.
If your business operates online in Europe, you’ve already felt the effects of PSD2 and its Strong Customer Authentication (SCA) rules. These rules are reshaping digital payments, protecting consumers, and reducing fraud—but they also create challenges for merchants.
Failing to comply can result in declined transactions, lost revenue, and regulatory penalties. Meeting the standards on time, however, helps you protect your business, maintain customer trust, and avoid payment disruptions.
To help you make sense of the requirements, we’ve prepared this practical guide.

What’s inside

This How to be PSD2 compliant? A no-nonsense guide for merchants is a straightforward resource for merchants, fintechs, and payment providers. It explains how SCA works, when it applies, and what exceptions exist. You’ll also find a checklist to help your business stay compliant without disrupting your customers’ payment experience.
The guide covers:
  • What PSD2 and SCA mean for your business
  • How SCA works in practice
  • Exceptions and out-of-scope transactions
  • Standards for PSD2 compliance
  • PSD2 compliance checklist
Download this guide and take the next step toward secure, compliant, and customer-friendly payments.

Frequently asked questions