What is Cardholder | Solidgate
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Cardholder

 

Cardholder is an individual to whom a payment card is issued, entitling them to use their card for financial transactions.

Cardholders may possess credit cards, debit cards, or other types of payment cards issued by financial institutions. They are responsible for safeguarding the card, maintaining its security, and adhering to the terms and conditions set by the issuing bank. Cardholders use payment cards to make purchases, withdraw cash, and conduct various financial transactions. Security practices such as protecting Personal Identification Numbers (PINs), promptly reporting lost or stolen cards, and monitoring transaction statements are essential responsibilities for cardholders.

Understanding the role of the cardholder is crucial for financial institutions, merchants, and payment processors in ensuring the secure and responsible use of payment cards within the broader electronic payment ecosystem.

 

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